If you have experience in corporate banking and portfolio management and enjoy working with mid to large corporate clients, this role offers an excellent opportunity to build a long-term career in business and wholesale banking.
About the Job
The bank is hiring professionals for a Corporate / Business Banking role focused on managing and growing a portfolio of mid, emerging, and large corporate clients. The role involves driving portfolio profitability, sourcing quality corporates, cross-selling banking products, and ensuring strong compliance and risk management.
Role Overview
In this position, you will manage the end-to-end lifecycle of corporate banking relationships, from client acquisition and credit appraisal to disbursement and post-disbursement monitoring. You will work closely with internal teams such as credit, risk, treasury, and product partners to deliver comprehensive banking solutions.
Key Responsibilities
Portfolio Management
You will work towards achieving business targets related to asset book size, portfolio profitability, and risk-adjusted return on capital (RAROC). The role includes identifying and onboarding quality corporate clients across sectors, advising customers on foreign exchange and treasury solutions, and supporting cost-of-funds optimization.
You will coordinate with credit and risk teams for underwriting and project finance appraisals and manage the full deal lifecycle from origination to post-disbursement compliance. Regular monitoring of portfolio companies, quarterly financial tracking, and identification of early warning signals (EWS) will be a critical part of your responsibilities.
Also Read: Unessa Foundation Welcomes Applications for Brand Manager
Product Penetration & Cross-Sell
You will develop a strong understanding of banking products such as Trade Finance, Treasury, Cash Management Services (CMS), and Working Capital solutions. The role requires wallet sizing, identifying cross-sell opportunities, and successfully pitching relevant banking products to existing and new corporate clients.
Preferred Candidate Profile
Candidates should have experience in corporate banking, business banking, or wholesale banking, with a strong understanding of working capital, trade finance, and treasury products. The ability to engage with CXOs and senior management, negotiate commercial terms, and source new business is highly desirable.
Education
MBA / PGDM in any specialization
OR
CA (Chartered Accountant)
Job Details
| Category | Information |
|---|---|
| Role | Corporate / Business Banking |
| Industry Type | Banking |
| Department | BFSI – Corporate & Wholesale Banking |
| Employment Type | Full Time – Permanent |
| Role Category | BFSI, Investments & Trading |
Key Skills
Corporate Banking, Business Banking, Portfolio Management, Working Capital, Trade Finance, Treasury, CMS, Mid Corporates, Emerging Corporates, Wholesale Banking, Client Relationship Management
About HDFC
HDFC is one of India’s most respected and trusted financial institutions, with a strong presence in corporate, business, and wholesale banking. Known for its robust risk management practices, customer-centric approach, and comprehensive range of financial products, HDFC partners with corporates across sectors to support growth and long-term value creation. The organization offers professionals a stable, performance-driven environment with opportunities to work with large corporate clients and build meaningful banking careers.